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23 Oct, 2015 No Comments

How to Get the Cost of Hazardous Tree Removal Covered by Insurance

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The best home insurance provides peace of mind for homeowners, especially after a storm hits and hazardous tree removal is required. Find out what you need to consider to get the cost of hazardous tree removal covered by your insurance policy.

Check the Coverage Type and Amount

Many properties across the US carry broad coverage when it comes to storm damage. Your policy specifies the amount actually covered for debris removal caused by storms, including both ends of the spectrum, from broken tree branches to entire trees. Most policies offer around $500 in coverage. Depending on the size of the tree or scope of the tree removal project, this may be more than adequate.

In some cases, such as when the insurance company has evidence of damage to the tree prior to the storm (disease, past damage), this type of claim may be denied or limited. Remember to keep up on your tree and lawn maintenance in order to ensure you have full coverage available when a storm hits.

Consider the Widespread Damage

Even if hazardous tree removal is covered under your house insurance policy, any damage to your vehicle due to falling branches or fallen trees may need to be handled by your auto insurance company. It’s worth a phone call to both to find out which policy provides optimum coverage.

Speak to your neighbors after a storm hits to find out whether any of your trees or landscaping debris have damaged their property. This type of damage could go through their own policy for efficiency’s sake.

Speak to your insurance company about the specific coverage offered in your case and find out if any local hazardous tree removal experts handle specific cases. Get this problem taken care of (and paid for) as soon as possible after a storm.

22 Oct, 2015 No Comments

Top Four Tips for Hiring a Large Tree Removal Service

Having large trees on your property adds value in the form of privacy, shade and natural beauty, but storms and time can create situations where large tree removal services are required. Choose contractors wisely in order to maintain value on your property and protect your overall investment. Consider these top four tips for hiring large tree removal companies.

Check Your Insurance First

This step is especially important if tree removal is required due to storm damage or other weather issues. Property insurance may cover the cost of tree removal, but you may need to contact the insurance company before hiring a contractor. Understand your coverage and follow the procedures as outlined in your policy to take advantage of any coverage offered.

Hire an Experienced Contractor

Regardless of whether the cost of tree removal services comes from your own pocket or falls under your insurance coverage, hiring an experienced contractor simply makes sense. Ask for local referrals, check with local business associations and online reviews and always obtain references before hiring a contractor. Experienced companies also have arborists or skilled staff to deal with large tree removals safely and efficiently. Although these professionals may cost more initially, beware that unskilled and inexperienced contractors often cost more in the long run, both financially and aesthetically. Invest in only the best for top results.

Ask About Equipment

Chicago IL large tree removal requires heavy duty equipment in order to be done properly. Larger cranes, trucks and chippers ensure the balance of your property remains unaffected and safe while leaving the tidiest jobsite after removal. Ask the contractor what type of equipment they have and whether or not this equipment has been used to remove trees of a similar size to the tree requiring removal on your property.

Obtain a Written Contract and Official Receipt of Service

As with other home maintenance projects, professional tree removal estimates should be presented in writing before the work is completed. This allows property owners to compare other quotes and understand the scope of work to be completed. Remember to obtain an official receipt of payment as well as a written breakdown of any warranty coverage. Experienced large tree removal companies in Chicago IL will be happy to provide this to their clients.

Follow these four tips when hiring a tree removal service and your project should move smoothly from start to finish.

20 Oct, 2015 No Comments

Fruit Trees in Chicago

When it comes to growing fruit trees in Chicago, it’s important to choose varieties that can thrive in the USDA hardiness zone for the area (Zone 5b to 6a). Chicago’s cold winters and varying climate make it necessary to select fruit trees that are hardy enough to survive the winter months while also producing fruit during the growing season. Here are some good fruit tree options for the Chicago area:

1. Apple Trees

  • Best Varieties: Honeycrisp, Jonathan, and Red Delicious are popular choices for the Chicago area.
  • Why they work: Apple trees are hardy and well-suited for the colder winters in Chicago. They also require some chill hours in winter to produce fruit.
  • Care: Prune in late winter to early spring and protect from pests like apple maggots.

2. Pear Trees

  • Best Varieties: Bartlett, Bosc, and Kieffer are reliable choices for the region.
  • Why they work: Pear trees are cold-hardy and thrive in the Chicago climate. They are also relatively low-maintenance.
  • Care: Prune in early spring and ensure proper spacing to avoid overcrowding.

3. Cherry Trees

  • Best Varieties: Montmorency (sour) and Bing (sweet) cherries grow well in the area.
  • Why they work: Cherry trees are cold-hardy and relatively easy to care for in the Midwest. Sour cherries like Montmorency are particularly good for colder climates.
  • Care: Prune in late winter or early spring and protect against birds, which love cherry fruit.

4. Peach Trees

  • Best Varieties: Reliance and Contender are two peach varieties that perform well in colder climates.
  • Why they work: These varieties are bred to withstand colder temperatures, making them suitable for Chicago’s climate.
  • Care: Peaches require some winter protection, like covering the base or using tree wraps, to survive the cold.

5. Plum Trees

  • Best Varieties: Stanley and American varieties like the Shiro plum work well in the Chicago area.
  • Why they work: Plums are relatively hardy and can thrive in Zone 5b, but be mindful of late spring frosts, which can damage flowers.
  • Care: Prune in winter or early spring, and ensure they get plenty of sun for good fruit production.

6. Apricot Trees

  • Best Varieties: Tilton and Moorpark are good options for colder climates.
  • Why they work: While apricots are less hardy than peaches, these varieties can tolerate Chicago’s winters with proper care.
  • Care: Apricot trees need some winter protection and require well-draining soil.

7. Hardy Fig Trees

  • Best Varieties: Chicago Hardy Fig is specifically bred for cold climates and can survive Chicago winters with some protection.
  • Why they work: This fig tree variety can handle the cold and still produce fruit.
  • Care: Consider wrapping the tree for winter or planting it in a sheltered spot.

Tips for Growing Fruit Trees in Chicago:

  • Planting Location: Choose a sunny spot with well-draining soil. Fruit trees need at least 6 hours of direct sunlight per day.
  • Winter Protection: Many fruit trees will need some winter protection, such as mulching around the base or wrapping the trunk with burlap or other materials to guard against extreme cold.
  • Pollination: Some fruit trees require cross-pollination, so make sure you plant more than one tree if necessary. Check the variety requirements before planting.
  • Pruning: Regular pruning in late winter or early spring will help keep trees healthy and productive.

If you’re planning to plant fruit trees in Chicago, focusing on cold-hardy varieties that can handle the winter temperatures will give you the best chance of success.

16 Oct, 2015 No Comments

How to Make Sure That Large Tree Removal Does Not Damage Your Property

Storm damage and age can transform even the healthiest tree into a safety hazard, but large tree removal presents several risks of its own. Arborists and tree services experts handle these situations on a regular basis ensuring that your property is left in top condition and all branches, debris and stumps are safely removed. How can you make sure that your large tree removal project goes off without a hitch?